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Thursday, 25 January 2018

Introduction to Financial Accounting

NEED FOR ACCOUNTING
The basic aim of doing business is to earn profit, which means that every person doing business is interested to know about his trading results {Profit/ Loss} and his financial position {Assets and Liabilities} at a given point of time. It is not only the owner of the business but also the other stakeholders in the business like the creditors, bank, government, etc. are also interested to know the results of the business. It is only through accounting that these questions be answered. For this very purpose Accounting is known as the “Language of Business”. It is accounting which communicates various details about the financial transactions of the business to the interested parties. At this point it is important to note that accounting is not needed by business only but by anyone who receives money from any source and spends the money so received for any purpose, i.e. Individuals, Government, Local bodies, Non profit Organizations, etc.
EVOLUTION OF ACCOUNTING:-
Accounting is the result of the introduction of money in business. As before money existed it was a direct barter trade which meant that there was no credit transaction so no need to maintain records and due to lack of standard measure of value it was impossible to maintain any such records or to interpret them even if they were maintained. As soon as money was accepted as a common means of exchange it gave birth to credit transactions which in turn aroused the need to maintain the records so that the businessman can see how much he owns and how much he owes. As the commercial activities increased it led to increase in the commercial organization which led to a great increase in the number and amount of credit transactions. This increased the need and importance to maintain some formal records of all the business transactions.
            As soon as man started maintaining the book of book-keeping the need for accuracy in its maintenance arised which resulted in the development of double entry system of accounting. Book-keeping upon double entry system can be traced back to the very early age of 15th Century, when an Italian Monk named Lacu Pacioli’s work on double entry system of accounting was published in Venice in 1494 B.C. Lacu Pacioli is also called as the “Father of Accounting and Book-Keeping”. The author described this work as the complete and accurate system of maintaining book-keeping records.
MEANING AND DEFINITION OF ACCOUNTING:-
The dictionary meaning of book-keeping is, “An art of keeping accounts in a regular and systematic manner.”
According to the committee on accounting terminology of American Institute of Certified Public Accountants, “Accounting is the art of recording, classifying and summarizing in a significant manner and in terms of money, transactions and events which are in part at least of a financial character and interpreting the results there of.”
In simple words accounting can be defined as an, “Art of Identifying, Measuring, Recording, Classifying, Summarizing, Analyzing, Interpreting and Communicating the financial information of the business to the users of such information.” 
In abbreviation accounting is {IM RC SAI C} 

Book- Keeping
Book –Keeping is an activity concerned with the recording of the financial data relating to business operations in a significant and orderly manner. It covers procedural aspects of accounting and embraces record keeping function. Book-keeping procedures are governed by the final output of book-keeping, i.e. the financial statements. In India financial statements would include trading and profit & loss account and balance sheet. As we know that Profit and Loss account gives the financial result of the business for the given period and the balance sheet shows the financial position as on a given date.
From business point of view the main purpose of book-keeping is to show correct position of each head of income, expenditure, assets and liabilities. As every transaction that takes place in business needs to be recorded so as to get the true and fair view of the business every time it is needed.


 

ADVANTAGES OF ACCOUNTING
1.    Systematic Record:- Innumerable transactions take place in a business . Accounting maintains a systematic record of all such transactions. 
2.      Ascertainment of Profit:- When business maintains a systematic record of all its transactions it has a detailed record of its incomes and expenses. Hence it can easily ascertain its profit/loss for any given period.
3.      Enables Comparison:- When business has its financial records over a period of time it helps it to compare its performance and study its progress.
4.      Ascertain Financial position:- Accounting not only helps to ascertain profits but is also keeps records of what company owns (assets) and what company owes (liabilities).  This helps the business to ascertain its financial position by preparing Balance Sheet.
5.      Enables detection of frauds:- Accounting records helps the business to detect frauds, if any have taken place in the business. Based on this business can take necessary steps to stop reoccurrence of such frauds.
6.      Control:- Accounting records helps business to keep a proper control on all its assets and activities. For this very purpose accounting records are called as the “eyes and ears” of business.
7.      Enables Managerial functions:- Accounting records and reports forms the bases for planning, controlling and decision making activities of the management.
LIMITATIONS OF ACCOUNTING
1.      Historical in Nature:-  The information provided by the accounting reports are for the past year which means that they are out dated and would not form the actual base for the calculation of future profits. Profit and loss account shows profit for the past year and balance sheet shows the business position as on the date which has already past.
2.      Lacks details:- Financial records shows only the trading results and not the manner in which such results have been obtained, i.e. it lacks the details about the profit/loss by each product or service individually but reveals only the overall profit of the business. For management as well as the other users of accounting information only the overall information is not enough as they expect to know the detailed performance of the business.
3.      Ignores non-monetary information:- Accounting deals with only those events and transactions which can be measured in terms of money. However as a business there are a lot of other factors which are very important for the survival and success of the business and they cannot be measured in terms of money such as the loyalty of the employees, efficiency, technical innovations, etc.
4.      Cost Centered:- The balance sheet is prepared based on the cost of the assets owned by the business and not  at their market values which may be of great importance to the management and the owners of the business.

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